Branchless expansion of a banking network

Inclusive growth demands the extension of financial services to every far flung corner of this vast and diverse country. An expedient and cost effective solution to achieve such a spread would be the use of a click and mortar *branch-plus* network utilizing the infrastructure and manpower in existing branches and augmenting their reach, using partners in the field. These partners could be Micro Finance Organizations, Business Correspondents and NGOs whose agents would be equipped to provide a complete suite of banking services at the doorstep of rural and semi urban clients using the GANASEVA platform.

Mobile micro-credit delivery

Atyati’s GANASEVA solution, provisioned on mobile Windows based devices like laptops, PDAs, mobile phones enhance the geographic reach of Micro Finance Institutions. The platform also improves their productivity by replacing their manual systems with complete end-to-end automation.

Seamless tracking of disbursement of government benefits

atyati’s GANASEVA solution when used with the appropriate bank linkages can ensure the effective, efficient and expedient transfer of state benefits, both cash and kind, to the intended beneficiaries. The platform ensures accuracy and transparency at all stages from the enrollment of beneficiaries to the disbursement and tracking of state benefits i.e. pensions, educational support packages, health care reimbursements and other monetary and non monetary payables.

Cashless Public Distribution System

The two immediate goals to make the Public Distribution System (PDS) in the country transparent and efficient can be achieved using atyati’s GANASEVA as the end to end platform for automating PDS. Such a hands-free and cashless PDS would ensure fraud free and accurate distribution.

Health care data collection and monitoring

Customer health data could be collected using the GANASEVA platform at the time of customer origination. This data could be collated and made available to public and private health care organizations with the intent to improve the efficiency of spreading health care services to the masses.

Creation and management of rural supply chains

Creating and managing direct procurement and sales channels into rural markets offers an opportunity to eliminate middle men and gain significant cost efficiencies while building direct relationships with rural consumers and suppliers. atyati’s GANASEVA can be deployed to build and technologically support such channels offering substantial information for the effective management of these chains.