Solving the challenge of reaching the unreached
with our technology and distribution expertise, we offer - “an end-to-end solution for Banking and Financial” services in a transparent, efficient and an effective manner.
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M+Who are we?
A Technology platform for rural banking and last mile agent banking as an extension to core banking systems
Who are we?
A Technology platform for rural banking and last mile agent banking as an extension to core banking systems
Sectors
Financial Inclusion
At atyati, we are committed to promoting financial inclusion through our FI operations. Financial inclusion is about providing essential financial services and products to those who are currently unserved or underserved. It's an effort to make everyday financial services accessible and affordable to everyone, regardless of financial status.
Business Correspondence
At atyati, our business correspondents expand financial services to rural, urban and semi urban areas. BCs, are representatives of banks who play a crucial role in helping villagers open bank accounts and access financial services. Their activities are like opening new accounts, processing transactions, and facilitating loans.
Technology
With the aid of cutting-edge technology, banking institutions have the potential to reach the pinnacle of business performance by prioritizing superior customer service, implementing robust risk management strategies, and fostering operational synergies. By seamlessly integrating innovative technological solutions.
Meet The Team
Director & CEO
Together, we challenge ourselves for a better tomorrow by meaningful designs that help live our best life and maintain lasting relevance.
Mr. Prakash Prabhu graduated as BE-Computer Science from Karnataka University. He has also served as Director of Product engineering at Oracle Financial Services. Prakash brings over 25 years of deep expertise in the Banking domain, with a distinguished focus while enabling Financial Inclusion, Rural Banking, Microfinance through his wide understanding on Technology. Prakash is a Veteran Leader in building the Fintech solutions for the Rural Banking & Financial Inclusion. As a strategic innovator, he has consistently driven business growth by implementing groundbreaking strategies in rapidly changing environments. As a CEO, and Director of atyati, Prakash has transformed the company into one of India’s foremost last-mile banking service organizations. Under his visionary leadership, atyati has set benchmarks in enabling financial access to underserved communities across the country. Prakash continues to steer atyati toward ambitious growth objectives, leveraging his wealth of knowledge and commitment to delivering impactful solutions in the financial ecosystem.
Non-Executive Additional Director
Together, we challenge ourselves for a better tomorrow by meaningful designs that help live our best life and maintain lasting relevance.
Mr. Rahul Sharma, is the Non-Executive Director in the Company and Executive Director and CFO of BLS E-Services Limited, the Holding Company, bringing over 18 years of expertise in financial management, strategic planning, corporate governance, and technology integration. A Fellow Chartered Accountant and B.Com (H) graduate from the University of Delhi, he has been with the BLS Group since 2011, playing a pivotal role in driving financial strategy, leveraging analytical insights, and building scalable systems to deliver inclusive, technology-enabled public services. Recognised for his transformational leadership, Mr. Rahul combines strategic foresight with operational discipline, inspiring teams, aligning resources, and fostering a culture of accountability and innovation to create sustainable, long-term value.
Non-Executive and Independent Additional Director
Together, we challenge ourselves for a better tomorrow by meaningful designs that help live our best life and maintain lasting relevance.
Mr. Manoj Joshi is an Independent Director. He holds Bachelor’s and Master’s degrees in Commerce from the University of Rajasthan and has over 30 years of board management experience. He has also served as an Independent Director on the Board of Morepen Laboratories Limited.
Non-Executive and Independent Additional Director
Together, we challenge ourselves for a better tomorrow by meaningful designs that help live our best life and maintain lasting relevance.
Dr. Savita holds a Ph.D., Master’s, and bachelor’s degree in commerce from Maharshi Dayanand University, Rohtak. Additionally, she qualified the UGC NET in June 2007 and subsequently qualified both the UGC-NET and JRF in December 2007. She had published 12+ research papers in UGC CARE/Scopus- indexed journals and edited volumes and presented papers at 10+ national and international seminars. She has 10+ years of experience as a lecturer and invited as Guest Faculty at different universities within India. Presently she is also serving as an Independnet Director on the Board of Morepen Laboratories Limited. Dr. Savita has been appointed as an Independent Director of the Company with effect from May 16, 2025.
Our Products
MFI
atyati’s microfinance (MFI) platform allows banks to manage the complete microfinancing cycle through its branches or BC partners. MFI allows banks to track sourcing, servicing and collections for the complete portfolio at the bank or BC level.
Swayam and Aayaam
Swayam and Aayam application suite exemplify our commitment to innovation and operational efficiency. Aayam, the agent dashboard, streamlines agent activities with real-time insights, gamification, and a comprehensive feature set.
ganaseva
atyati pioneers Financial Technology, placing technology at the heart of our operations. With our advanced ganaseva platform, we provide a comprehensive suite of banking services to rural, semi-urban, automated delivery mechanism ensures access to all.
Ganak
Ganak, developed by atyati, is a groundbreaking platform showcasing our commitment to innovation in financial inclusion. Utilizing AI, ML algorithms, text extraction, data categorization, This eliminates manual verifications.
USP
atyati technologies enables banks & financial institutions to provide financial services efficiently in a cost-effective manner to last mile customers through its technology and distribution network.
Authenticity
We act genuinely, believing in the importance of our actions and interactions, prioritizing the welfare of all stakeholders in our ecosystem.
Compassion
Our commitment to improving lives goes beyond empathy. We proactively engage with stakeholders, seeking to understand their needs and making a positive impact, even in rural employment opportunities.
Resourcefulness
Rooted in Indian values, we embrace simplicity and focus on execution, doing more with less. Atyatians embody this ethos, pushing boundaries to deliver excellence and solve societal problems.
Excellence
Excellence is our foundation, evident in every action, collaboration, innovation, and teamwork. The enduring tenure of our BC and MBC agents reflects our commitment to excellence and a people-oriented culture.
What Customer say about us
My name is Anita Pawar. I opened a grocery store with a loan of Rs. 50,000 from the Atyati Company in the Indi branch. I am able to pay the loan back installments from the business's profits, and my family also benefits financially from the additional profit as we work from home. I`d like to add that the atyati Company has been quite gracious in providing a loan to us
My name is Shamim Khatoon married to Meraj Kaif,. We came from a very low income background and had no one to help us. After that, I became aware of atyati and Jana Bank's group lending program and got in touch with their local relationship manager. I organized a group of women and submitted an application for a 50,000 rupee loan. With that money I opened a modest grocery store in my neighborhood.
My name is Akkayamma, and I am running a successful onion business. I received a 50,000 loan from the kunigal branch of the atyati organization. When I required a loan I went to the banks and requested documentation. Since I didn't have any, I was not granted the loan. However, later, the atyati group came to my home and provided the loan without requiring any original documentation.
Our Clients
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